5 Things to Look for in Your Auto Insurance in the New Economy

By Shannon Gurnee
In Car Review
July 24, 2020

Today, on Redhead Mom, I’m sharing a sponsored guest post
about 5 Things to Look for in Your Auto Insurance in the New Economy.

Woman driving car auto insurance

With the state of the economy the way it is, people haven’t been shopping for auto insurance the way they were before the pandemic. Many wonder if they should cancel their policies, but as the world begins reopening, phase by phase, canceling might not be the right course of action.

Since the start of Covid-19, insurance companies have been ordered to offer discounts (or account credits) to current auto insurance customers’ premiums. Now is probably the best time to get special rates while the getting is still good. So, if you’re shopping for auto insurance, there are a few things you should consider before choosing a company.Β 

Take a look at five things you should look for in your automobile insurance in this new economy.

1. Great Service & Reputation

Finding the best cheap car insurance company that offers great service and has a good reputation is important because if something should happen and you have to file a claim, it helps to know you’ll be well taken care of. You want to know the process will be easy to go through and that if any issues arise, customer service agents will be able to quickly resolve them. Check the Better Business Bureau (BBB) to see how insurance companies you’re considering measure up. The BBB ranks companies from A+ to F and offers information about the company, including customer complaints and reviews.

2. Affordable Rates

Look for an insurance company that offers affordable rates for the coverage you need. Companies like USAA are helping their clients by offering payment plans and unique new types of coverage to cater to their military clientele in their auto policies. They’re also offering vehicle storage and military installation discounts so that you can rest assured knowing you’re protected no matter where you are.

3. Special Perks and Offers

When shopping for an auto insurance company, it can be nice to know there are certain perks and special offers that you can take advantage of in these uncertain times. For example, you should look into insurance companies that offer roadside assistance, accident forgiveness and discounts for things like:

  • Safe Driver
  • Good Student
  • New Vehicle
  • Multi-Vehicle
  • Family Discount

Other perks might include payment plans without fees and discounts based on the length of your membership.

4. Bundles

Your car insurance company should offer some sort of bundle that can save you money overall on each of your policies. For instance, if you also pay renter’s or homeowner’s insurance, your auto insurance company should offer a bundle that helps you save money by bundling more than one policy so you can pay one low price. It’s a lot more convenient because it cuts down on paperwork and saves you time. No one wants to remember more usernames and passwords than they have to, so find an auto insurance company that offers this perk.

If you’re looking for an auto insurance quote, make sure you’re getting the best deal by taking advantage of any available discounts. For example, some companies offer discounts for safe driving, having a good credit score, or being a member of certain organizations. You may also be able to save money by bundling your auto insurance with other types of insurance, such as life insurance or pet insurance. Don’t be afraid to ask your insurance agent about any discounts that may be available to you. Doing so could help you save a significant amount of money on your auto insurance policy.

5. Flexibility

Flexibility is important when it comes to your auto insurance company because you want to have options when it comes to your coverage. Knowing you have the flexibility of choosing how much or how little coverage to get allows you to be in control of your policy and how much you’ll pay. It also ensures you get the coverage you need to meet your individual needs. Flexibility when it comes to payment options is just as important. Make sure the company you select allows you to pay your bill in a quick and convenient way, and gives you the option to use several different methods (debit, credit, check, etc.). You should also remember, as we continue to operate in a rapidly digitising world, it becomes crucial for insurance businesses to adapt to these changes. This involves leveraging solutions like the Send.Technology Bordereaux Management tool that helps keep track of transactions, enabling effective risk management and ensuring regulatory compliance, a paramount concern for any insurer.

Getting the Coverage You Need

When you apply for a title registration andΒ register a car in california, you should know what to look for in your auto insurance company, you can choose one with confidence knowing that you’ll get everything you need and more. An insurance company that offers bundles, perks and is known for its stellar reputation and amazing customer service is your best bet.Β 


About Has 2214 Posts

Shannon Gurnee is the author of Redhead Mom formerly "The Mommy-Files", a national blog with a loyal following. She has a Bachelor's Degree in Marriage, Family, and Human Development with a Minor in Business Management. Shannon and her husband, Frank, have a large family with 6 awesome kids and love living on the Central Coast near San Luis Obispo, California, as well as traveling around the world. A full-time Social Media and Professional Blogger, Shannon also serves as a National Brand Ambassador for many well-known companies. Her blog focuses on motherhood, family fun activities, traveling, fashion, beauty, technology, wedding ideas and recipes while providing professional opinions on products, performances, restaurants, and a variety of businesses.

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