5 Things to Look for in Your Auto Insurance in the New Economy
Today, on Redhead Mom, I’m sharing a sponsored guest post
about 5 Things to Look for in Your Auto Insurance in the New Economy.
With the state of the economy the way it is, people haven’t been shopping for auto insurance the way they were before the pandemic. Many wonder if they should cancel their policies, but as the world begins reopening, phase by phase, canceling might not be the right course of action.
Since the start of Covid-19, insurance companies have been ordered to offer discounts (or account credits) to current auto insurance customers’ premiums. Now is probably the best time to get special rates while the getting is still good. So, if you’re shopping for auto insurance, there are a few things you should consider before choosing a company.
Take a look at five things you should look for in your insurance in this new economy.
1. Great Service & Reputation
Finding an auto insurance company that offers great service and has a good reputation is important because if something should happen and you have to file a claim, it helps to know you’ll be well taken care of. You want to know the process will be easy to go through and that if any issues arise, customer service agents will be able to quickly resolve them. Check the Better Business Bureau (BBB) to see how insurance companies you’re considering measure up. The BBB ranks companies from A+ to F and offers information about the company, including customer complaints and reviews.
2. Affordable Rates
Look for an insurance company that offers affordable rates for the coverage you need. Companies like USAA are helping their clients by offering payment plans and unique new types of coverage to cater to their military clientele in their auto policies. They’re also offering vehicle storage and military installation discounts so that you can rest assured knowing you’re protected no matter where you are.
3. Special Perks and Offers
When shopping for an auto insurance company, it can be nice to know there are certain perks and special offers that you can take advantage of in these uncertain times. For example, you should look into insurance companies that offer roadside assistance, accident forgiveness and discounts for things like:
- Safe Driver
- Good Student
- New Vehicle
- Family Discount
Other perks might include payment plans without fees and discounts based on the length of your membership.
Your auto insurance company should offer some sort of bundle that can save you money overall on each of your policies. For instance, if you also pay renter’s or homeowner’s insurance, your auto insurance company should offer a bundle that helps you save money by bundling more than one policy so you can pay one low price. It’s a lot more convenient because it cuts down on paperwork and saves you time. No one wants to remember more usernames and passwords than they have to, so find an auto insurance company that offers this perk.
Flexibility is important when it comes to your auto insurance company because you want to have options when it comes to your coverage. Knowing you have the flexibility of choosing how much or how little coverage to get allows you to be in control of your policy and how much you’ll pay. It also ensures you get the coverage you need to meet your individual needs. Flexibility when it comes to payment options is just as important. Make sure the company you select allows you to pay your bill in a quick and convenient way, and gives you the option to use several different methods (debit, credit, check, etc.).
Getting the Coverage You Need
Now that you know what to look for in your auto insurance company, you can choose one with confidence knowing that you’ll get everything you need and more. An insurance company that offers bundles, perks and is known for its stellar reputation and amazing customer service is your best bet.