How Metromile is Empowering Drivers + Giveaway

By Shannon Gurnee
In Giveaways
October 24, 2015


#Metromile #Travel #Insurance #ad

If you live in the city, chances are you get around in a variety of different ways – your car, public transit, your bike, or your two feet. This got Metromile thinking – if the way you use your car in the city changes, then shouldn’t the entire notion of what it means to insure, own and operate your car change, too?

Revolutionizing car ownership to fit your urban lifestyle is what Metromile is all about. By taking their deep understanding of data and transforming it into information and services that make having a car less expensive, more convenient, and smarter, Metromile aims to make the urban car experience as simple as it can be. And for some, it even makes car ownership a possibility where it wasn’t before.

Per-Mile Car Insurance

Metromile started by creating an entirely new model of car insurance that enables low-mileage drivers to save hundreds of dollars a year. Did you know that 65% of drivers pay higher premiums to subsidize the minority who drive the most (stat according to Metromile)? The number one risk indicator for drivers is how often they’re on the road. So if you drive less, you really should be paying less for insurance.

With Metromile Per-Mile Car Insurance, your insurance costs are based on how many miles you drive. If you spend less time behind the wheel, you spend less money on insurance. You pay a low monthly base rate plus a few cents per mile when you drive. At the end of the month, your bill is your base rate plus how many miles you drove at your per-mile rate. Just like with other insurance, several factors can influence your rate, including age, type of vehicle, and driver history.

#Metromile #Travel #Insurance #ad

Metromile Pulse

The key to per-mile insurance is the Metromile Pulse, a free small wireless device they’ll send you that plugs into your car’s diagnostic port. Plugging the Pulse is easy, doesn’t require any tools, and once in place, it securely counts your miles with every trip. Per-mile insurance doesn’t consider other driving factors, such as how fast you drive, how suddenly you turn, or how hard you brake – just how many miles you drive.

The Metromile Pulse device unlocks your driving stats, monitors your engine’s health, and accesses smart services that save you time and money on the road. Setting it up is as easy as these 3 steps:

  1. Install – Just plug it into the diagnostic port (OBD-II) standard in all cars since 1996.
  2. Connect – Our secure wireless connection pushes data with every trip.
  3. Control – When you know more about your car, you are in a position to save time and money.

#Metromile #Travel #Insurance #ad

With the Metromile Pulse in place, you have unlimited access to the Metromile smart driving app. Use it to do the following:

Check Your Trips

  • Find the best routes that cost the least to drive

Optimize Gas Usage

  • Know exactly when to top your tank

Monitor Your Car’s Health

  • Decode your check engine light

Locate Your Car (I really love this one!)

  • Always know where you parked

Avoid Street Sweeping Tickets

  • Get street sweeping alerts on your phone (currently available in Chicago, San Francisco, San Diego and Los Angeles)

Even though you’re paying less, you still have the same amazing coverage that you are used to.

    • Bodily Injury
    • Property Damage
    • Uninsured and Underinsured Motorist Coverage
    • Collision
    • Comprehensive
    • Personal Injury Protection / Medical Payments Coverage
    • Rental Reimbursement
    • Emergency Roadside Assistance
    • $250, $500, $1000 Deductible Options

Coming Soon to a Road Near You

Per-mile insurance is currently available in California, Illinois, Oregon, Pennsylvania, Virginia, and Washington, but Metromile is rapidly expanding to other states. Join the waitlist HERE.

If you aren’t ready for per-mile insurance, you can still take a test drive with Metromile’s free beta app. Sign up for a Metromile account and they’ll send you the Tag device. Since it doesn’t need to be plugged into your car, any vehicle, regardless of make, model, or year, is eligible.

#Metromile #Travel #Insurance #ad


1 lucky winner on The Mommy-Files will receive a Metromile Prize Pack, including:

About Has 2149 Posts

Shannon Gurnee is the author of Redhead Mom formerly "The Mommy-Files", a national blog with a loyal following. She has a Bachelor's Degree in Marriage, Family, and Human Development with a Minor in Business Management. Shannon and her husband, Frank, have a large family with 6 awesome kids and love living on the Central Coast near San Luis Obispo, California, as well as traveling around the world. A full-time Social Media and Professional Blogger, Shannon also serves as a National Brand Ambassador for many well-known companies. Her blog focuses on motherhood, family fun activities, traveling, fashion, beauty, technology, wedding ideas and recipes while providing professional opinions on products, performances, restaurants, and a variety of businesses.

49 Responses to “How Metromile is Empowering Drivers + Giveaway”

  1. Cheryl says:

    I like per-mile insurance. I’m a very low mileage driver.

  2. Amanda Sakovitz says:

    I like how you pay per mile

  3. Mami2jcn says:

    I like that you can find the best routes that cost the least to drive.

  4. HS says:

    I like it help to decode my check engine light.

  5. Thomas Murphy says:

    I like that you pay per mile.

  6. shelly peterson says:

    I like that this is insurance that’s great for those who don’t drive a lot since you can pay per mile.

  7. Kim Henrichs says:

    I like that it monitors your engine’s health!

  8. Lauren says:

    I like that it estimates fuel costs.

  9. Rust says:

    I don’t drive much on a daily basis so the per-mile insurance would be a good deal for me.

  10. Nannypanpan says:

    I like that I’ll always know where I’m parked

  11. Robin says:

    I love that you can monitor your fuel usage and know where you’re parked. Yep, I’ve gone to the mall and Wal-mart and forgotten where I parked.

  12. Elena says:

    I like that you pay per mile

  13. Leigh Anne Borders says:

    I have never heard of this until now. I am not completely sure on how I feel about it. It sounds great, but I think I may drive a little too much for this.

  14. Janet W. says:

    I love the different features of this app, especially the locate your car feature! That would come in handy for me!

  15. Julie Bickham says:

    I like that it knows where you park. I could def use that!

  16. sandra says:

    i like that it easily plugs into the car’s diagnostic port

  17. vickie Couturier says:

    i love that it can tell you how much you are getting per mile for the running of your car,,we travel a lot so this would be perfect for us

  18. mrsshukra says:

    The emergency roadside assistance is a very nice part of what Metromile covers!

  19. Angie says:

    I like that I can monitor my car’s health!

  20. Ellie Wright says:

    I love that it’s insurance you pay by the mile. I don’t even drive 10 miles a week, so it would be inexpensive for me.

  21. Kristen says:

    I like the way it can help with trip planning.

  22. ken ohl says:

    love the pay per mile

  23. Stephanie Phelps says:

    I love how quick and easy it is to install!

  24. Kelly D says:

    I like that through Metromile I would only pay to insure the miles I drive and I would not have to pay to subsidize the minority that drives the most.

  25. Seyma Shabbir says:

    I have not used Metromile but I love that the charges are by mileage!

  26. latanya says:

    I like that you pay per mile

  27. Deanna says:

    I like the fact that Metromile doesn’t consider other driving factors – just how many miles you drive. I’m a careful driver, but my boyfriend is a different story. :O

  28. Deanna says:

    I left a comment on the I Am Back…And Married!!! post (Deanna).

  29. D Schmidt says:

    I love I an use it to check exact gas and decode the check engine light.

  30. Gina M (Wild Orchid) says:

    I love that this gives the option of paying insurance by the mile, so the rate is less if you don’t drive much.

    Thanks for the chance to win!

    wildorchid985 AT gmail DOT com

  31. Tabathia B says:

    That you aren’t paying a flat rate for insurance based on the insurance provider estimate of coverage in your area and the amount of accidents

  32. Elle P. says:

    I like that you only pay per the mileage you drive.

  33. Cynthia R says:

    Since I don’t drive much, I really like the per mile model, it would benefit and save me money I think.

  34. Terra Heck says:

    I’ve heard some people talk of Metromile before. I like that it includes emergency roadside assistance and monitors your engine’s health. Thanks.

  35. Austin Baroudi says:

    Love that it tells you get gas!

  36. Daniel M says:

    you can pay by miles traveled

  37. Trisha Burgess says:

    I love that it can find the route that costs me the least in gas!

  38. Natalie says:

    I love that you can get street sweeping alerts on your phone through the app.

  39. Cindy says:

    Per-mile insurance considers just how many miles you drive.

  40. GB says:

    I like that you only pay for the mileage you drive.

  41. Linda says:

    I like that you pay per mile used.

  42. Erica Best says:

    i love the trip part of the app

  43. Stacey b says:

    I like everything about it. I think the fact it monitors your cars health is really neat.

  44. Tina W says:

    I love the idea of paying per mile, I really don’t drive that much anymore.

  45. Marcia Goss says:

    This is the first I have heard of this kind of insurance. I do like the pay per mile rates.

  46. Jen F says:

    I have never heard of this before! I really like the locate your car feature!

  47. Lisa L says:

    I think it’s neat that it gives you street sweeping alerts on your phone

  48. trixx says:

    I like that withΒ Metromile Per-Mile Car Insurance, your insurance costs are based on how many miles you drive

  49. […] April Fools! While Metromile doesn’t actually have a pay-per-step walking insurance, it does have revolutionary pay-per-mile insurance available in Washington, Oregon, California, Illinois, New Jersey, Virginia, and Pennsylvania. Check out my earlier review of Metromile. […]

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