Kmart Layaway Makes Shopping Easy and Affordable

By Shannon Gurnee
In Holiday Fun
September 13, 2013

Kmart Disclosure


Have you heard the latest?  There’s a new condition going around this season and it’s called “Layaway Regret.”  Experts describe “Layaway Regret” as feeling the opposite of the common condition called “buyer’s remorse.”  Many have experienced symptoms of general discomfort, mental anguish and a longing feeling.  But what is the main cause of “Layaway Regret?”  It is excuses!  Lucky for you, the Kmart team have debunked every excuse in the book.  Check it out!

girl with shopping bags

Excuse #1:  I’ve never done Layaway before because it seems like too much effort.

Debunked:  It’s all in your head.  At Kmart, Layaway is not hard work.  Whether you have 1 or 100 items, you can Layaway almost everything on your list without paying a service fee through 11/23.  Plus, you can pay in the store, online or using a mobile phone.  Eight or 12 weeks later, depending on what your contract says, you can pick up your items and you’re good to go!  Bonus: After you figure out how easy it is, you can Layaway all year round at Kmart!

Holiday Shopping

Excuse #2:  I don’t have time during the Holiday season to Layaway.

Debunked:  Plan now with Layaway, get your holiday shopping done early, pay for it over time and have it just in time for gift giving!  Go ahead and ask your family and friends what they want this year and start making your list.  The sooner you Layaway, the better chance you have at getting the hottest toys and electronics locked away before everyone else.  Bonus: You can relax over the holidays and avoid crazy lines!

Shop Your Way

Excuse #3:  I’m not a ShopYourWay Member.

Debunked:  That’s hardly an excuse since signing up for the Sears and Kmart rewards program, ShopYourWay only takes a few minutes (sign up here).  You don’t need to be a ShopYourWay Rewards Member to use Kmart Layaway, but you will get MORE.  Members earn points on every purchase that can be redeemed next time you shop (look for chances to get more points)!  Members also have access to secret sales and extra discounts which helps you stay close to your holiday budget.  If you’re opening a Layaway contract as a ShopYourWay Member, we’ll also waive your minimum purchase fee through 9/21.

Now that your excuses have been dismissed, you have no reason to suffer from ‘Layaway Regret’.  It’s time to make your list, check it twice and make a Layaway that’s really nice!

About Has 2149 Posts

Shannon Gurnee is the author of Redhead Mom formerly "The Mommy-Files", a national blog with a loyal following. She has a Bachelor's Degree in Marriage, Family, and Human Development with a Minor in Business Management. Shannon and her husband, Frank, have a large family with 6 awesome kids and love living on the Central Coast near San Luis Obispo, California, as well as traveling around the world. A full-time Social Media and Professional Blogger, Shannon also serves as a National Brand Ambassador for many well-known companies. Her blog focuses on motherhood, family fun activities, traveling, fashion, beauty, technology, wedding ideas and recipes while providing professional opinions on products, performances, restaurants, and a variety of businesses.

19 Responses to “Kmart Layaway Makes Shopping Easy and Affordable”

  1. Amanda says:

    I love using layaway! It really helps to keep our budget in check and I love that KMart still offers it.htt

  2. I’ve never tried layaway. Good to know all of this, thanks.

  3. I have never used layaway but, wow… thanks for schooling me and putting me in the know. Kmart has a lot of great things too. I wonder if they’ll let a Canuck do this. 🙂

  4. Cheryl says:

    I can’t believe that it’s already time to start thinking of holiday shopping. Yikes! I haven’t tried layaway before but it sounds like a great program.

  5. We used layaway many years ago, long before the kids, and it was great.

    • Shannon Gosney says:

      Val – I remember my mom using layaway when we were kids, especially for the holidays. It helped a lot with the tight budget we had.

  6. Summer Davis says:

    I just always FORGET about Layaway. I’m really thankful for this reminder, though. I want to get the kids iPad minis for Christmas (and ONLY iPad Minis), and doing a layaway system would be the ONLY way we could afford it.

  7. Good to know. I never really knew that much about how layaway worked.

  8. I tried it at Kmart last year and set it up online. It was really easy and convenient!

  9. Julie Wood says:

    We have been using Kmart layaway since I was a kid. My mom loved Kmart layaway and so does my sister. We put on layaway every year Christmas items that we are going to give as presents!

    • Shannon Gosney says:

      Julie – that is such a great way to do when you’re holiday shopping. Makes it so much easier to pay it down when you’re on a budget. Plus, it’s easy to do!

  10. I love layaway. I have used it several times through college to make sure the gifts I wanted to buy for others would be there when I was able to buy them and making payments was always easier on my small salary back then.

  11. I have never tried layaway because Kmart is out of the way for me. It does seem like a great way to buy your Christmas presents though.

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