Got Car Insurance?

By Shannon Gosney
In Uncategorized
June 5, 2009

I have car insurance and am thankful I do! I was driving in a parking lot one day and was following this truck (I was not tailgating him). He started to back up. I honked at him but he kept coming at me and I couldn’t get my car into reverse fast enough to avoid being hit. He backed right into my car. Note that at the time I was pregnant with my third and had my other two boys in the car with me.

I got out of the car and asked for his car insurance. He said he didn’t have insurance! I was livid. I pay every month for insurance and this guy is driving a company vehicle uninsured. I was getting ready to dial my husband on the phone and he said “No! Don’t call the police!” I told him I was calling my husband. I told my husband what happened and he said I had to call the police, otherwise our insurance company wouldn’t cover anything. So I called the police and within ten minutes (although it felt like an hour) the police were there. He was given a citation, but I still had to pay the deductible to get my car fixed.

Had he had auto insurance, this wouldn’t have been an issue! Had I not had a comprehensive auto insurance policy, I would have had to pay a lot more than my deductible to fix my car!

About Has 4152 Posts

Shannon Gurnee is the author of RedheadMom formerly "The Mommy-Files", a national blog with a loyal following. She has a Bachelor's Degree in Marriage, Family, and Human Development with a Minor in Business Management. Shannon and her husband, Frank, have a large family with 6 awesome kids and love living on the Central Coast near San Luis Obispo, California, as well as traveling around the world. A full-time Social Media and Professional Blogger, Shannon also serves as a National Brand Ambassador for many well-known companies. Her blog focuses on motherhood, family fun activities, traveling, fashion, beauty, technology, wedding ideas and recipes while providing professional opinions on products, performances, restaurants, and a variety of businesses.

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